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How can we help?

Open a UFCU Account

We’re excited to serve you

There are problems with your submission:

You must indicate how you qualify for membership.

How do You Qualify for Membership?

I am a student of a qualifying college/university

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I am an employee of a qualifying college/university

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I am an alumni of a qualifying college/university

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I am an employee or member of a qualifying company or association

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I am eligible through a family member

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None of the above but I still want to join

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What You'll Need

Valid driver's license or state ID
Social security number
Credit/debit card or account number and routing number from another bank

If you lack these documents or do not meet the above requirements please contact us.

You must be at least 18 years old to open an account online.

Confirm Social security number

Do you have a valid social security number?

Yes
No

You must choose an option.

Great! The application will take 3-5 minutes to complete, and you’ll want to have the following documents handy.

Valid driver's license or state ID
Social security number
Credit/debit card or account number and routing number from another financial institution

If you already have an existing UFCU account and would like to open a new account, please contact us at (800) 252-8311.

Continue

Are you an international student?

Are you an international faculty member?

Yes
No

You must choose an option.

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We are sorry, we are unable to take your application online. Please contact us, and we’ll be happy to talk to you about how you can apply for membership.

Gather Documents

The application will take 10-15 minutes to complete. You cannot save your progress and return later, so you’ll want to have the following documents handy before you continue.

Valid driver's license or state ID
Social security number
Credit/debit card or account number and routing number from another financial institution

Continue

Gather Documents

Great! The application will take 3-5 minutes to complete, and you’ll want to have the following documents handy.

Valid driver's license or state ID
Social security number
Credit/debit card or account number and routing number from another financial institution

If you already have an existing UFCU account and would like to open a new account, please contact us at (800) 252-8311.

Continue

All Investments

Why Join?
Business Benefits

We Focus on People, Not Profits

At University Federal Credit Union, we strongly believe in fair and honest products and outstanding member service. We credit these values with making us Austin’s largest locally owned financial institution, with a full-service financial institution in Galveston.

UFCU offers the following FREE services to our members:

Free checking: no monthly service fee or minimum balance requirements
VISA^® debit/check card issued on the spot when opening an account
Online banking with bill pay and eStatements
Access to over 300 ATMs across the central Texas and Galveston County areas

An Impressive Track Record... And Still Growing

Consistently awarded the highest possible rating by the National Credit Union Administration, UFCU is a healthy, thriving financial institution you can trust.

Looking for a way to add more value to your employee benefits package without adding more cost to your organization? The simple answer: join UFCU.

As a UFCU member organization and business partner, you will pass along to your employees all the benefits of the largest credit union in central Texas—without paying a dime.

In addition to UFCU’s best-in-class products and services, employee benefits include:

Free on-site employee “Lunch & Learn” workshops to help your employees meet their personal financial goals
Relocation Assistance Program to aid in getting your employees relocated and working productively as quickly as possible
Expert, on-site assistance with direct deposit incentives and employee retirement plan participation
Members-only pricing for homeowners and auto insurance