Put Your Savings to Work

Share-secured and certificate-secured loans allow you to use your savings as security, guaranteeing your personal loan and unlocking lower interest rates—all while your savings continue to earn dividends.

  • Rates are 3% over the stated dividend rate of the instrument securing the loan
  • Secured funds are released as the loan principal is paid down

Questions? Give us a call

Prepare for the Unexpected

UFCU’s signature line-of-credit gives you access to emergency cash—or extra overdraft protection. Funds can be transferred to your checking accounts when checks attempt to clear for more than your available balance.

  • Withdraw cash 24/7 from any UFCU ATM
  • Manage funds through phone or online banking
  • Pay interest only on the amount you’ve used
  • Your credit line is automatically replenished as you make payments

Rates

Annual Percentage Rate (APR) based on your credit
Excellent Good Average Fair Marginal Poor /
No Score
11.90% 13.90% 15.90% 16.90% 17.90% 17.90%

Contact us or apply online

Conquer One-Time Expenses

Cover vacation, appliance repair or any other just-this-once costs with a UFCU Signature unsecured personal loan.

Rates

Annual Percentage Rate (APR) based on your credit
Term
(Months)		 Excellent Good Average Fair Marginal Poor /
No Score
Up to 60 11.90% 13.90% 15.90% 16.90% 17.90% 17.90%

Monthly payment per $1,000 borrowed: $22.70.

Minimum loan amounts may apply.

Contact us or apply online

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This information is provided for illustrative purposes only. Rates are subject to change, and terms may vary based on your individual circumstances.


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